Monday, December 1, 2008

Want to find a cheap engagement ring?

By Tom W Mason

For many people shopping for an engagement ring is a confusing experience at the start. They haven't ever shopped for a diamond - how can they know what to look for? Hopefully I can help you get started. Shopping for an engagement ring should be a fun thing. It's such an exciting time of your life so try not to get stressed about this purchase. Let's look at the first three things you should do. Once you get these out of the way, you can focus on the most important part of the ring - the diamond.

Decide on a Budget

This is the first thing I recommend to my clients. You want to set a price that you can afford and stick to it. There isn't any rule that is set in stone about how much you would spend, but many people fork out about two months worth of salary for their ring.

Please don't spend more than you can afford. I have friends who took out a massive loan just so they could buy a bigger ring and they are still paying it off years after the fact. There is no point putting you (and her) in financial difficulties. If you can't get her the size of diamond you want right now, you can always "upgrade" her ring later on in life when money isn't as tight. Your budget is going to depend on a number of different factors, but be prepared to fork over a decent chunk of change. Diamond aren't cheap, but she will wear it forever and I promise the smile on her face will make it worth it.

2) Choose the type of metal for the band

There are three choices for the metal used in the setting for the ring: yellow gold, platinum, and white gold. Look at the kind of jewelry she now has. If her preference is yellow gold that's an easy choice and the decision is made. On the other hand if her favorite jewelry is white gold or silver then your choice is between platinum and the white gold. Platinum is a whopping 3 times the price of white or yellow gold, so if you're on a budget white gold becomes an easy choice. However, platinum is the most durable of the 3 metals and numerous folks love it as they believe it's durability makes it possible for the ring to become a family heirloom. Keep in mind that the platinum will get a matte look unless you polish from time to time. This is really the only maintenance with this metal.

White gold is a bit shinier and less expensive than platinum. White gold can scratch easier than platinum but not to a degree that you have to be concerned. Every year or two you have to get it replated as the metal will start to get a yellowish tinge (white gold is just yellow gold mixed with other metals to make it a different color). Replating does not cost much however you will have to take it in every couple of years.

You need to compare the looks of both platinum and white gold at this point. You will be able to see which you prefer this way. This will help you decide which to buy.

3) Choose the setting

The basic style of a ring is called the setting. Does the ring have one diamond? Does the ring have numerous diamonds? This is what decides what the setting will be on your engagement ring. You can make your decision from 3 varied choices. The simplest setting is that of the solitaire engagement ring and it is the #1 choice. On the band a singular diamond is mounted. This is absolutely fantastic for showing the diamond off. A 3 stone configuration includes one diamond in the middle and then two of lesser size with one on each side. These smaller diamonds are normally 30-60% of the size of the diamond in the center.

Then there are the diamond engagement rings that have side stones; these have one large stone in the center and several smaller diamonds on each side. These diamonds are usually inexpensive because they are extremely small. Try to figure out which one she would like. Maybe one of her friends would find out for you but make sure she would not give away the secret first. As much as girls talk about jewelry she won't be suspicious. You will feel more secure in the knowledge that you got her the kind she wants.

You can now get to the fun part since you have done the three first steps - selecting the diamond! Since she will wear this ring for life make sure to concentrate on getting a diamond that is truly stunning - it is such a pleasure watching my wife receive positive remarks on hers. Lets me remember that I did good picking it out! - 15431

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